10 Top Alternatives to Stripe for Payment Processing

10 Top Alternatives to Stripe for Payment Processing

Table of Contents

  1. Introduction
  2. PayPal
  3. Braintree
  4. Square
  5. Helsing
  6. Toast
  7. Shopify Payments
  8. 2Checkout/Verifone
  9. Stax Payments
  10. PaymentCloud
  11. Amazon Pay

Article: 10 Best Alternatives and Competitors to Stripe Payment Processing


Stripe is a popular payment processing platform used by many businesses for accepting online payments. However, if you are looking for alternatives to Stripe, whether it's due to personal preference or specific business needs, there are several other solutions available in the market. In this article, we will explore the top 10 alternatives and competitors to Stripe, highlighting their features, benefits, and how they compare to Stripe.

1. PayPal

One of the most well-known alternatives to Stripe is PayPal. While PayPal may have its drawbacks, such as higher fees and restrictions, it is undeniably popular and widely used. PayPal offers a range of payment services, including online checkout, installment payments, and point-of-sale (POS) systems. It also offers integration with platforms like Venmo, making it accessible to a large audience. The downside is that PayPal's fees can be expensive, especially for businesses with higher volumes.

2. Braintree

As a subsidiary of PayPal, Braintree offers a similar payment processing service with additional features. Braintree focuses on providing a robust payment processing solution for e-commerce stores and offers features like accepting credit cards, PayPal, Venmo, and digital wallets. It also emphasizes fraud protection and risk mitigation, making it an attractive option for businesses concerned about security. However, Braintree is more geared towards enterprise-level solutions and may not be suitable for smaller businesses.

3. Square

Square is an all-in-one payment processing platform that caters to various industries. It offers both online and in-person payment solutions, making it suitable for businesses with physical and digital storefronts. Square's features include point-of-sale (POS) hardware, online store setup, payroll management, and integration with third-party apps. The platform is widely recognized for its sleek POS hardware and user-friendly interface, making it a popular alternative to Stripe.

4. Helsing

Helsing is a payment processing company that specializes in point-of-sale (POS) services. While it offers the ability to accept online payments, its primary focus is on in-person transactions. Helsing's POS hardware is competitively priced and offers features like accepting credit card and contactless payments. For businesses in need of a reliable, intuitive POS system, Helsing can be an excellent choice. However, if you don't require a physical storefront or in-person payments, there may be better alternatives available.

5. Toast

Toast is specifically designed for the restaurant industry, offering a comprehensive solution for payment processing and restaurant management. Besides accepting payments, Toast provides features like staff management, online ordering, and even appointment booking. For restaurant owners, Toast is a convenient and efficient option, as it covers all aspects of running a restaurant. However, if you are not in the food and beverage industry, Toast may not be the best fit for your business.

6. Shopify Payments

If you are looking for an alternative to Stripe that integrates seamlessly with an e-commerce platform, Shopify Payments is a solution worth considering. Shopify is an industry-leading e-commerce platform, and their payment processing service, Shopify Payments, is directly integrated into the Shopify ecosystem. This means that Shopify merchants can easily set up online stores, manage products, and accept payments within one platform. If you already use or plan to use Shopify, Shopify Payments can be a convenient and straightforward alternative to Stripe.

7. 2Checkout/Verifone

Formerly known as 2Checkout, Verifone is a payment processor with international capabilities. It provides payment solutions for digital goods and retail, catering to clients in various countries. Its payment gateway features integrations with platforms like Shopify, making it accessible to a wide range of businesses. Verifone's flexibility and global reach make it an attractive alternative to Stripe, especially for businesses with an international customer base.

8. Stax Payments

Stax Payments is an alternative payment processing platform aimed at businesses processing higher volumes. While it charges a monthly fee, Stax offers zero percent markup on direct cost interchange, potentially saving businesses money on credit card processing fees. Stax specializes in custom-tailored solutions for businesses based on their risk level, making it an excellent option for companies with mid-to-high risk levels. However, Stax's subscription model might not be cost-effective for businesses with low transaction volumes.

9. PaymentCloud

PaymentCloud is a payment processing company that caters to businesses with different risk levels. Whether you are a low-risk or high-risk business, PaymentCloud offers custom-tailored solutions. This flexibility makes PaymentCloud an excellent alternative for businesses that have been turned away by traditional banks or other payment processors. While it may not be necessary for businesses with lower risk levels, PaymentCloud can be a valuable resource for those facing challenges in finding payment processing solutions.

10. Amazon Pay

As one of the world's largest e-commerce retailers, Amazon offers its own payment processing service, Amazon Pay. This alternative to Stripe allows customers to use their existing Amazon accounts to make payments on your online store. Integrating Amazon Pay into your e-commerce website can provide additional payment options for customers familiar with the Amazon platform. However, keep in mind that Amazon Pay may not be suitable if you don't have an online store or if your target audience does not frequently use Amazon.


While Stripe may be a popular choice, it's essential to consider alternative payment processing platforms that better align with your specific business needs. The alternatives discussed in this article provide a variety of features and options, from e-commerce integration to restaurant management solutions. Remember to compare the pricing and features of each alternative to determine which one is the best fit for your business. By exploring these alternatives, you can find a payment processing platform that meets your requirements and provides a seamless payment experience for your customers.


  1. PayPal is a popular alternative, but their fees can be expensive for higher volume businesses.
  2. Braintree offers a range of payment options, making it suitable for e-commerce stores.
  3. Square is an all-in-one platform that caters to both online and in-person payments.
  4. Helsing specializes in point-of-sale (POS) services, making it ideal for businesses with physical storefronts.
  5. Toast is a comprehensive solution for the restaurant industry, covering payment processing and restaurant management.
  6. Shopify Payments is integrated into the Shopify ecosystem, making it convenient for existing Shopify users.
  7. 2Checkout/Verifone provides international payment solutions for digital goods and retail.
  8. Stax Payments offers customized solutions for businesses processing higher volumes, potentially saving on credit card processing fees.
  9. PaymentCloud accommodates businesses with different risk levels, offering tailored payment solutions.
  10. Amazon Pay allows customers to use their Amazon accounts for payments on your online store.


Q: Can I use more than one payment processor on my website? A: Yes, it is possible to integrate multiple payment processors on your website. However, it's important to consider the additional costs and potential complications that may arise from managing multiple payment processors simultaneously.

Q: What factors should I consider when choosing a payment processor? A: When choosing a payment processor, consider factors such as transaction fees, ease of integration, customer support, security measures, and compatibility with your e-commerce platform or website.

Q: Are these payment processors suitable for businesses of all sizes? A: The payment processors mentioned in this article cater to a range of business sizes, from small startups to large enterprises. It's essential to choose a payment processor that aligns with your business's specific needs and growth goals.

Q: Can I switch payment processors if I am already using Stripe? A: Yes, it is possible to switch payment processors if you are already using Stripe. However, the process may involve migrating data and updating integration settings. Consider the potential impact of the switch on your business operations before making any changes.

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