Choosing the Best Currency for Traveling to New Zealand

Choosing the Best Currency for Traveling to New Zealand

Table of Contents

  1. Introduction
  2. Why is currency exchange important when traveling to New Zealand?
  3. The best currencies to take to New Zealand 3.1. Australian Dollars 3.2. US Dollars 3.3. Euros
  4. Tips for saving money when exchanging currency in New Zealand 4.1. Avoid exchanging money at the airport 4.2. Compare exchange rates before making a decision 4.3. Use your phone to research exchange rates 4.4. Consider using credit or debit cards for withdrawals 4.5. Inform your bank about your travel plans 4.6. Have enough cash for the first week in New Zealand 4.7. Be aware of withdrawal and exchange fees
  5. Conclusion

The Best Currencies to Take to New Zealand

When planning a trip to New Zealand, one important consideration is the currency you should take with you. While it's advisable to have local currency on hand, sometimes it can be challenging to find New Zealand dollars in certain locations. In such cases, it's essential to know which currencies are widely accepted in New Zealand.

Australian Dollars

If you're unable to obtain New Zealand dollars in your home country, one of the best alternatives is Australian dollars. Due to the proximity between Australia and New Zealand, there is a constant flow of tourists and travelers between the two countries. Consequently, most currency exchange places in New Zealand accept Australian dollars. Additionally, the exchange rate between the Australian dollar and the New Zealand dollar tends to be favorable, meaning you may get more value for your money. However, it's crucial to compare exchange rates to ensure you're getting the best deal.

US Dollars

Another safe bet when it comes to currency exchange is US dollars. This widely accepted currency is recognized in most places around the world, including New Zealand. You can rest assured that US dollars will be accepted nearly everywhere, making it a convenient option for travelers. However, keep in mind that exchange rates may vary, so it's advisable to do some research and compare rates before making your decision.


While not as widely accepted as Australian and US dollars, euros can still be a viable option for exchanging currency in New Zealand. One advantage of euros is their usually strong value compared to the New Zealand dollar, which means you may receive a higher exchange rate. Additionally, euros tend to be more stable in terms of fluctuations, making them a relatively safer choice. However, it's essential to compare rates and consider other factors before deciding to exchange your euros.

Tips for Saving Money When Exchanging Currency in New Zealand

Now that you know which currencies are recommended for traveling to New Zealand let's discuss some tips to help you save money when exchanging your currency.

1. Avoid exchanging money at the airport: It's a well-known fact that airport currency exchange services tend to be more expensive. Therefore, it's wise to avoid exchanging your money at the airport if possible. Look for other reliable currency exchange options in the city you arrive in, where you're more likely to find better rates.

2. Compare exchange rates before making a decision: Before deciding on a currency exchange service, take the time to compare rates from different providers. By doing so, you increase your chances of getting a favorable exchange rate and potentially saving money.

3. Use your phone to research exchange rates: Make use of your smartphone to research current exchange rates. This will enable you to determine whether the rate offered by a particular currency converter is fair. If the rate seems unfavorable, consider exchanging your currency to a different currency first, then doing the final exchange in New Zealand, where you might find a better deal.

4. Consider using credit or debit cards for withdrawals: Instead of exchanging a large sum of cash, consider using your credit or debit card for withdrawals in New Zealand dollars. While there may be withdrawal and currency exchange fees, this could be a more convenient and cost-effective way of obtaining the local currency.

5. Inform your bank about your travel plans: To avoid any unexpected issues with your cards while traveling, notify your bank about your trip to New Zealand. This will help prevent any blocks on your card due to suspected fraudulent activity.

6. Have enough cash for the first week in New Zealand: It's advisable to come prepared with enough cash to cover your expenses for at least the first week in New Zealand. This is because some credit and debit cards from overseas may not work immediately, and you don't want to encounter any unexpected difficulties upon your arrival.

7. Be aware of withdrawal and exchange fees: Whether you choose to withdraw cash from an ATM or use a currency exchange service, be aware of any associated fees. Both credit and debit cards may have withdrawal fees and currency exchange fees, so consider these costs when planning your budget.

By following these tips, you can make the most of your currency exchange and potentially save money during your trip to New Zealand.


When traveling to New Zealand, it's important to be prepared with the right currency. While it's always best to have New Zealand dollars on hand, alternative currencies like Australian dollars, US dollars, and euros can be widely accepted. By following the tips provided for saving money on currency exchanges, you can make informed decisions and have a more cost-effective travel experience in New Zealand. Remember to compare exchange rates, inform your bank, and consider alternative payment methods to ensure a smooth and economical journey.

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